Investing
Roth IRA vs 401(k): Which Should You Prioritize First in 2026?
If you have limited dollars and two good options, a workplace 401(k) and a Roth IRA, the order matters. For most people…
Tag: retirement savings
Investing
Your Employer Paused the 401(k) Match: Here’s Exactly What to Do
If your employer just paused its 401(k) match, the single most important rule is: do not stop your own contributions. Redirect the…
Retirement & FIRE
How Much Should I Have Saved at 40? The 2026 Benchmarks Explained
The standard benchmark is 3x your salary saved by 40. Most Americans are far behind. Here's what the data actually shows and…
Retirement & FIRE
How to Maximize Your 401(k) in 2026
The 2026 401(k) limit is $23,500 ($31,000 for 50+). Learn how to maximize your 401k with employer match, smart investment picks, and…
Budgeting
How Much Should You Have in Savings by Age? (2026 Benchmarks)
See savings benchmarks for your 20s, 30s, 40s, and beyond. Covers emergency funds, retirement milestones, and how to catch up if you…
Retirement & FIRE
Mega Backdoor Roth: How to Contribute Up to $70,000/Year to a Roth Account
The mega backdoor Roth lets you contribute up to $70,000/year to a Roth account through after-tax 401(k) contributions. Learn how it works,…