Free spreadsheet templates with real formulas and step-by-step guides to take control of your money. No signup required — just click and make a copy to your Google Drive.
Google Sheets Templates
13 templatesReady-to-use spreadsheets with real formulas. Click any template, then go to File → Make a copy to save it to your own Google Drive.
Monthly Budget
Track income & expenses with automatic 50/30/20 allocation
Debt Tracker
Snowball & avalanche payoff plans with monthly projections
Net Worth Tracker
Track assets & liabilities with automatic monthly snapshots
Savings Goal Tracker
Hit every financial target on time with progress tracking
Subscription Audit
Find and cancel wasted subscriptions to save money
Investment Portfolio
Track holdings & asset allocation with performance metrics
Side Hustle Income
Log earnings & track monthly totals by income source
Tax Deduction Tracker
Itemize vs standard deduction comparison
FIRE Calculator
30-year projection to financial independence
Paycheck Planner
Budget every paycheck with a calendar view
Wedding Budget
Plan your wedding without going broke
Travel Budget
Plan trips with daily expense tracking
Home Renovation
Track projects, expenses & contractors
Monthly Budget Spreadsheet
A complete budget template with automatic 50/30/20 allocation, expense categories, and monthly summary. Just enter your income and start tracking.
Open in Google Sheets → ↑ Back to all resourcesDebt Tracker Spreadsheet
List all your debts, compare snowball vs avalanche strategies, and visualize your payoff journey month by month.
Open in Google Sheets → ↑ Back to all resourcesNet Worth Tracker Spreadsheet
Track your assets, liabilities, and net worth over time. See your wealth grow with automatic monthly snapshots.
Open in Google Sheets → ↑ Back to all resourcesSavings Goal Tracker
Set multiple savings goals, track your progress, and see exactly when you’ll hit each target.
Open in Google Sheets → ↑ Back to all resourcesSubscription Audit Spreadsheet
List every subscription, see total monthly cost, and decide what to keep, downgrade, or cancel.
Open in Google Sheets → ↑ Back to all resourcesInvestment Portfolio Tracker
Track your holdings, monitor asset allocation, and see total portfolio performance with automatic calculations.
Open in Google Sheets → ↑ Back to all resourcesSide Hustle Income Tracker
Log all your side income sources, track monthly totals, and see which hustles earn the most per hour.
Open in Google Sheets → ↑ Back to all resourcesTax Deduction Tracker
Track deductible expenses throughout the year and automatically compare itemizing vs taking the standard deduction.
Open in Google Sheets → ↑ Back to all resourcesFIRE Calculator Spreadsheet
A detailed 30-year projection showing your path to financial independence with savings rate, investment growth, and FIRE date.
Open in Google Sheets → ↑ Back to all resourcesPaycheck Planner
Budget every paycheck with a calendar view. Assign bills and savings to specific pay dates so you never miss a payment.
Open in Google Sheets → ↑ Back to all resourcesWedding Budget Planner
Plan your wedding without going broke. Track vendors, payments, deposits, and see budget vs actual spending by category.
Open in Google Sheets → ↑ Back to all resourcesTravel Budget Planner
Plan trips with pre-trip budgeting, daily expense tracking, and a packing checklist all in one spreadsheet.
Open in Google Sheets → ↑ Back to all resourcesHome Renovation Budget Tracker
Track renovation projects, detailed expenses, and contractor payments. Compare estimates vs actual costs.
Open in Google Sheets → ↑ Back to all resourcesFree Guides & Checklists
5 guidesStep-by-step guides as Google Docs. Save a copy and customize for your own situation.
Personal Finance Starter Kit
7-step checklist from budgeting to investing
Financial Checklist by Age
What to do in your 20s, 30s, 40s, and 50s+
Tax Prep Checklist
Every document you need for tax filing
First-Time Homebuyer Checklist
5-phase guide from prep to closing day
Debt-Free Action Plan
Fillable worksheet to plan your payoff strategy
Personal Finance Starter Kit
A 7-step financial checklist covering everything from budgeting to investing. Perfect if you’re just getting started with personal finance.
Open in Google Docs → ↑ Back to all resourcesFinancial Checklist by Age
Color-coded checklist organized by decade — what to focus on in your 20s, 30s, 40s, and 50s+.
Open in Google Docs → ↑ Back to all resourcesTax Prep Checklist
Every document you need for tax filing, software comparison, and key deadlines so you never miss a date.
Open in Google Docs → ↑ Back to all resourcesFirst-Time Homebuyer Checklist
A 5-phase guide from pre-approval to closing day, with closing costs breakdown and first-time buyer programs.
Open in Google Docs → ↑ Back to all resourcesDebt-Free Action Plan
A fillable worksheet to list all your debts, choose your payoff strategy, find extra money, and commit to a plan.
Open in Google Docs → ↑ Back to all resources