If your investments are spread across a brokerage, a Roth IRA, and an old 401(k), it is easy to lose sight of your real allocation. This portfolio tracker pulls every holding into one view so you can spot drift and rebalance with intention.
What is inside
- Rows for each holding with shares, cost basis, and current value
- Allocation percentages by asset class
- A total-portfolio value across all accounts
- A target-vs-actual column to flag drift
How to use it
- Copy the tracker from the link below.
- Add each holding and the account it lives in.
- Update prices monthly or quarterly.
- Compare your actual allocation to your target and rebalance if any slice has drifted more than five points.
Why allocation beats stock picking
Decades of data show that your mix of stocks and bonds explains most of your returns, far more than which individual fund you chose. Keeping that mix on target is the highest-leverage thing a long-term investor can do, and it takes minutes with this sheet.