01
Cites primary sources
We link to the IRS, SEC, FDIC, Federal Reserve, BLS, Census Bureau, and CFPB. Not to other blogs.
Editorial Standards
Every article on Finance Pulse goes through research, drafting, source verification, and editing before publish. This page lays out how that works, which sources we cite, when we update articles, and how to report an error.
What every Finance Pulse article does
A summary of the standards every published guide and review meets. The rest of this page is the operational detail.
02
Verifies every number
Contribution limits, deadlines, rates, fees, and tax brackets are checked against the source before publish.
03
Keeps editorial independence
Affiliate partners do not see articles before publish. Ratings reflect our research, not the commission rate.
04
Discloses how we get paid
Affiliate links carry a disclosure. Sponsored content is never published as editorial. Reviews call out the relationship.
The only sources we cite
When an article quotes a number, a rule, or a deadline, the citation links to one of these. Other blogs and aggregators are not sources, they are starting points for our own digging.
IRS
Tax code, deduction rules, contribution limits, and deadlines. Used for every retirement, tax, and savings article.
SEC
Securities filings, broker-dealer registrations, and investor bulletins. Used for every investing, brokerage, and 401(k) piece.
FDIC
Bank insurance limits, account safety rules, and bank-failure data. Used for every checking, savings, HYSA, and CD article.
Federal Reserve
Federal funds rate, FOMC minutes, and monetary policy statements. Used for every rate-sensitive article (mortgage, CD, HYSA, credit cards).
BLS
Wage data, CPI inflation prints, and employment statistics. Used for every cost-of-living, salary, and inflation-related article.
Census Bureau
Household income, demographic data, and homeownership statistics. Used for context on how Americans actually save and spend.
CFPB
Consumer protection rules, the complaint database, and product warnings. Used for credit card, loan, and debt-related guides.
Editorial process
Every article ships through these six steps
A guide does not go live until it has cleared every step.
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01
Research
Editor scopes the question, picks the angle, and pulls the relevant primary sources. We write outlines from sources, never from other blogs.
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02
Draft
Writer pulls numbers and statutes directly from those sources into the draft. Every claim has an inline source link from the first version.
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03
Source verification
Every figure, deadline, contribution limit, and statute is re-checked against its primary source. Anything that fails the check gets rewritten or pulled.
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04
Edit
Editor cuts jargon, tightens claims, checks the structure, and confirms the reader can act on the article. If the answer is not clear by the end, it gets rewritten.
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05
Publish
Article goes live with author byline, publish date, and "last updated" stamp. Affiliate disclosures sit at the top, not buried at the bottom.
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06
Update
Articles are revised when laws, contribution limits, rates, or product terms change. Time-sensitive pieces (tax limits, Fed rates, HYSA APYs, credit card offers) get more frequent passes.
There is a wall between the money and the article
↓ Money side
Reader clicks an affiliate link
Partner pays a commission at no cost to the reader.
Partner pays Finance Pulse
Keeps the site free. Never reaches editors as a per-article bonus.
Operating costs
Hosting and editorial work funded by Finance Pulse, not by partners.
↓ Editor side
Editor picks the topic
From reader questions and primary-source releases, not partner asks.
Writer drafts from sources
Partners never see a draft before publish.
Rating is the editor's call
If the product is bad, we say so. Commission does not change the verdict.
No paid guest posts. No sponsored content disguised as editorial. No pay-to-play "best of" lists. For the full breakdown, read our Disclaimer and Advertiser Disclosure.
Three stamps on every update
Editor’s note
Always
Silent rewrite
Never
Fix verified
< 24h
Substantive corrections get an editor’s note at the top of the article describing what changed and when. Minor edits (typos, broken links, formatting) do not get a note. If you spot an error, tell us and we will fix verified errors within 24 hours of confirmation. Genuine fact catches get a credit if you want one.
Found an error?
We fix verified errors within 24 hours.
Email the URL and the exact line, or use the form on the Contact page and pick the "Report a bug or typo" topic. Verified corrections get an editor's note on the article.