Free Financial Calculators

Use our free financial calculators to plan your budget, investments, debt payoff, and more. No signup required — just enter your numbers and get instant results.

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Compound InterestSee your money grow over time

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Mortgage PaymentCalculate your monthly payment

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401(k) RetirementPlan your retirement savings

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Loan PayoffHow long to pay off your loan

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FIRE NumberYour financial independence target

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Debt Snowball vs AvalancheFind the fastest payoff plan

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Emergency FundHow much do you really need?

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50/30/20 BudgetSplit your income instantly

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Credit Card PayoffEscape the minimum payment trap

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Net WorthTrack your total financial health

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Rent vs BuyShould you rent or buy a home?

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Savings GoalHow long to reach your target

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InflationSee how prices erode your money

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Hourly to SalaryConvert hourly pay to annual salary

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Debt-to-Income RatioCheck your borrowing health

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529 College SavingsPlan for your child's education

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Roth vs Traditional IRACompare retirement account types

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Investment Fee ImpactSee how fees erode your returns

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Life Insurance NeedsCalculate your coverage needs

Compound Interest Calculator

Initial amount ($)

Monthly contribution ($)

Annual return (%)

Years

Result

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Mortgage Payment Calculator

Home price ($)

Down payment ($)

Interest rate (%)

Term (years)

Result

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401(k) Retirement Calculator

Current balance ($)

Annual salary ($)

You contribute (%)

Employer match (%)

Annual return (%)

Years

Result

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Loan Payoff Calculator

Balance ($)

Interest rate (%)

Monthly payment ($)

Result

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FIRE Number Calculator

Annual spending ($)

Safe withdrawal rate (%)

Result

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Debt Snowball vs Avalanche Calculator

Debt 1 balance ($)

Debt 1 APR (%)

Debt 1 min payment ($)

Debt 2 balance ($)

Debt 2 APR (%)

Debt 2 min payment ($)

Extra monthly ($)

Result

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Emergency Fund Calculator

Rent / mortgage ($)

Utilities ($)

Groceries ($)

Transport ($)

Insurance ($)

Other essentials ($)

Months of coverage

Result

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50/30/20 Budget Calculator

Monthly take-home ($)

Result

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Credit Card Payoff Calculator

Card balance ($)

APR (%)

Monthly payment ($)

Result

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Net Worth Calculator

Cash & savings ($)

Investments ($)

Retirement accounts ($)

Property value ($)

Other assets ($)

Mortgage owed ($)

Student loans ($)

Credit card debt ($)

Other debt ($)

Result

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Rent vs Buy Calculator

Monthly rent ($)

Home price ($)

Down payment (%)

Mortgage rate (%)

Property tax rate (%)

Maintenance (% of price/yr)

Years to stay

Result

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Savings Goal Calculator

Goal amount ($)

Current savings ($)

Monthly contribution ($)

Annual return (%)

Result

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Inflation Calculator

Amount ($)

Years

Inflation rate (%)

Result

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Hourly to Salary Calculator

Hourly rate ($)

Hours per week

Weeks per year

Result

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Debt-to-Income Ratio Calculator

Monthly gross income ($)

Mortgage / rent ($)

Car payment ($)

Student loans ($)

Credit card minimums ($)

Other debt payments ($)

Result

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529 College Savings Calculator

Child's Current Age

Years Until College

Current 529 Balance ($)

Monthly Contribution ($)

Expected Return (%)

Annual College Cost ($)

Years of College

Result

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Related: 529 College Savings Plan Guide

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Roth vs Traditional IRA Calculator

Annual Contribution ($)

Years to Grow

Expected Return (%)

Current Tax Rate (%)

Retirement Tax Rate (%)

Result

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Investment Fee Impact Calculator

Starting Balance ($)

Monthly Contribution ($)

Expected Return (%)

Low Fee (%)

High Fee (%)

Years

Result

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Life Insurance Needs Calculator

Annual Income ($)

Income Multiplier

Outstanding Mortgage ($)

Other Debts ($)

College Fund Per Child ($)

Number of Children

Existing Coverage ($)

Savings/Investments ($)

Result

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