COBRA vs ACA Marketplace: Which Should You Choose After Losing Your Job?
COBRA lets you keep your exact employer plan after losing your job, but you pay the full premium yourself, often $700-$900 a…
Jenny B. is the personal finance researcher and editor behind Finance Pulse. She holds a degree in International Business (2022) and has spent the past three years researching complex topics, comparing sources, and translating technical information into clear, practical explanations.
Jenny's process starts with primary sources, including government publications, regulatory guidance, official product disclosures, fee schedules, rate sheets, and account agreements. When an article includes direct experience with a product or process, the scope of that experience is described in the article. Otherwise, the coverage is presented as research-based rather than hands-on testing.
Personal finance decisions can carry real consequences, so material claims about investing, taxes, insurance, and retirement are checked against current source documents during editorial review. Articles may also be reviewed when underlying rules, rates, or figures change. Jenny does not hold a financial-planning credential and is not a financial advisor. Her work is designed to help readers understand financial concepts and product terms before making their own decisions or consulting an appropriately qualified professional.
Degree in International Business, 2022
3+
years of research and editorial experience
COBRA lets you keep your exact employer plan after losing your job, but you pay the full premium yourself, often $700-$900 a…
Yes, a car repossession is one of the more damaging events that can hit your credit report, and it can lower your…
Travel insurance is generally worth it for expensive, non-refundable trips, especially international travel where you’d otherwise have no backup if you get…
A thin credit file means you have too little credit history for scoring models to generate a reliable score, typically fewer than…
No, your personal car insurance generally stops covering you the moment you turn on the Uber or Lyft driver app, since that’s…
There’s no single right number, most people do fine with 2-4 cards, and the average American actually carries about 3.9 open cards.…
Short-term disability insurance covers about six months and typically replaces 40-70% of your income for temporary situations like surgery recovery or pregnancy.…
Divorce itself doesn’t directly touch your credit score, it’s a legal status, not a credit event. What can hurt your score is…
Long-term care insurance can be worth it if you can comfortably afford the premiums and want to protect your savings from the…
Yes, identity theft can seriously hurt your credit score if a thief opens accounts, racks up charges, or misses payments in your…
A pension (defined benefit plan) promises you a fixed monthly payment for life, calculated by a formula, with your employer bearing the…
Credit repair companies can’t do anything you can’t do yourself for free, and by federal law, none of them can legally remove…
We use cookies to analyze site traffic and improve your experience. Essential cookies are always on. You can accept all cookies or decline analytics. See our Privacy Policy.