Debt Consolidation Loans 2026: How They Work and When They Actually Help
Finance Pulse may earn a commission if you apply through links on this page. This does not affect our recommendations. A debt…
Jenny B. is the personal finance researcher and editor behind Finance Pulse. She holds a degree in International Business (2022) and has spent the past three years researching complex topics, comparing sources, and translating technical information into clear, practical explanations.
Jenny's process starts with primary sources, including government publications, regulatory guidance, official product disclosures, fee schedules, rate sheets, and account agreements. When an article includes direct experience with a product or process, the scope of that experience is described in the article. Otherwise, the coverage is presented as research-based rather than hands-on testing.
Personal finance decisions can carry real consequences, so material claims about investing, taxes, insurance, and retirement are checked against current source documents during editorial review. Articles may also be reviewed when underlying rules, rates, or figures change. Jenny does not hold a financial-planning credential and is not a financial advisor. Her work is designed to help readers understand financial concepts and product terms before making their own decisions or consulting an appropriately qualified professional.
Degree in International Business, 2022
3+
years of research and editorial experience
Finance Pulse may earn a commission if you apply through links on this page. This does not affect our recommendations. A debt…
The debt avalanche saves more money; the debt snowball keeps more people on track. Both pay minimums on every debt and send…
To get out of debt, list everything you owe, stop adding new debt, save a small $1,000 buffer, then attack your balances…
If your federal student loans were forgiven on or after January 1, 2026, you may owe federal income tax on the cancelled…
If you receive Social Security and have a defaulted federal student loan, time is running out. The Department of Education paused involuntary…
Finance Pulse may earn a commission if you sign up through links on this page. This does not affect our review. Monarch…
The average millennial spends about $252 per date in 2026, according to a BMO study, covering dinner, drinks, an activity, and transportation.…
Finance Pulse may earn a commission if you sign up through links on this page. This does not affect our analysis. YNAB…
Kevin Warsh was confirmed as the 17th chair of the Federal Reserve on May 13, 2026, replacing Jerome Powell. At his first…
A federal gas tax holiday would save you at most 18.4 cents per gallon, which works out to only about $7 to…
The federal deadline to submit the FAFSA for the 2025-2026 school year is June 30, 2026, so if you still need to…
Tens of millions of Americans may be owed refunds for IRS penalties and interest they paid during the COVID-19 pandemic, but the…
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