Affirm vs Credit Card: Which Is Actually Better? (2026 Guide)
Affirm's Pay in 4 charges no interest. Credit cards earn rewards and protect every purchase. Here's exactly when to use each one…
Jenny B. is the personal finance researcher and editor behind Finance Pulse. She holds a degree in International Business (2022) and has spent the past three years researching complex topics, comparing sources, and translating technical information into clear, practical explanations.
Jenny's process starts with primary sources, including government publications, regulatory guidance, official product disclosures, fee schedules, rate sheets, and account agreements. When an article includes direct experience with a product or process, the scope of that experience is described in the article. Otherwise, the coverage is presented as research-based rather than hands-on testing.
Personal finance decisions can carry real consequences, so material claims about investing, taxes, insurance, and retirement are checked against current source documents during editorial review. Articles may also be reviewed when underlying rules, rates, or figures change. Jenny does not hold a financial-planning credential and is not a financial advisor. Her work is designed to help readers understand financial concepts and product terms before making their own decisions or consulting an appropriately qualified professional.
Degree in International Business, 2022
3+
years of research and editorial experience
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