Money advice for the next generation
A 2025 study in the Journal of Financial Economics analyzed how nine categories of market participants trade against 193 return predictors, and…
Every major credit card offers zero liability protection on unauthorized charges. That is federal law. But zero liability is the floor, not…
If you carry both student loans and a credit card balance, pay the credit card first. The average card APR is about…
About 37% of Americans could not cover a $400 emergency with cash, savings, or a paid-in-full credit card, according to Federal Reserve…
When you pay cash, you feel the money leave your hand; when you tap your phone, you feel almost nothing. That gap…
Most Americans spend over 12 years in school without ever learning to build a budget, manage debt, or start a retirement account.…
Every big deficit comes with the same warning: someone has to pay for it later through higher taxes. But a 2023 working…
If you downloaded a budgeting app, used it for a few weeks, then quietly stopped, you are in the overwhelming majority, and…
Whether your parents taught you about money had less to do with how much they cared and more to do with how…
Use TikTok and Instagram financial advice for concepts, not specific picks. Roughly 79% of Millennials and Gen Z get money advice from…
If you graduated from a US high school without ever learning how compound interest works, what a credit score is, or how…
By age 35, the standard retirement savings benchmark is 2x your annual salary. On a $70,000 income, that means $140,000 in retirement…
