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The Trump Accounts app launched on May 28, 2026. Built by Robinhood and BNY Mellon under contract with the U.S. Treasury Department, it is now available on the Apple App Store and Google Play. If you have already signed up for a Trump Account through TrumpAccounts.gov, this is the app you will use to manage it. If you have not signed up yet, you can do that through the app too. Here is exactly what to do.
What the App Is and Who Built It
The Trump Accounts app is the official interface for managing Trump Accounts, the new tax-deferred investment accounts for children created by the One Big Beautiful Bill Act. The U.S. Treasury Department contracted Robinhood Securities LLC to serve as trustee and BNY Mellon to serve as designated financial agent. National Design Studio built the interface.
Robinhood holds and administers the accounts on behalf of the Treasury. This is a government program, not a Robinhood product, even though Robinhood is the technical infrastructure behind it.
How to Download the App
The app is free on both platforms:
- iPhone/iPad: Search “Trump Accounts” in the Apple App Store, or go directly to apps.apple.com and search the official app. The developer name is “U.S. Department of the Treasury.”
- Android: Search “Trump Accounts” in Google Play. Same developer verification.
- Direct link: TrumpAccounts.gov links directly to both stores.
Verify the developer is the U.S. Department of the Treasury before downloading. Scam apps are already appearing in both stores with similar names.
What Happens When You Open the App for the First Time
If you have already submitted IRS Form 4547 to open a Trump Account, you will see a screen that says “Stay tuned for an invite.” The Treasury is rolling out account activation in waves between now and July 4. You will receive an email at the address you used when signing up with instructions to complete activation.
If you have not yet signed up, the app will walk you through opening an account. You will need:
- Your IRS account login (ID.me verified)
- Your child’s Social Security number
- Your own Social Security number
- Basic personal information
You can also sign up directly at IRS.gov/trumpaccounts using your existing IRS account, which may be faster if you already have ID.me verification set up.
The Timeline: What Happens Next
| Date | What Happens |
|---|---|
| Now (May-June 2026) | Download app, complete signup if not done, wait for activation email |
| Now through July 3 | Treasury sends activation emails in waves to confirmed accounts |
| July 4, 2026 | $1,000 Treasury contribution deposits for eligible children (born 2025-2028) |
| July 4, 2026 | Contributions from parents, family, employers officially open |
| July 4 onward | Money invested in qualifying broad U.S. equity index funds automatically |
What You Can Do in the App Right Now (Before July 4)
- View your account status and confirmation of enrollment
- Set up notification preferences for when contributions open
- Read financial literacy content included in the app
- Schedule contributions ahead of the July 4 open date
- View investment fund options (limited to qualifying broad U.S. equity index funds)
You cannot make contributions yet. The contribution window officially opens July 4, 2026, simultaneously with the $1,000 government deposit for eligible children.
What You Cannot Do Yet
- Make contributions (opens July 4)
- Choose specific fund allocations in most cases (index funds are automatically assigned)
- Withdraw funds (no withdrawals until the child turns 18, with very limited exceptions)
Investment Options in the App
Trump Accounts are restricted to low-cost, broad U.S. equity index funds. The Treasury’s initial deposit goes into a diversified U.S. stock index fund equivalent to an S&P 500 or total market fund. You cannot invest in individual stocks, bonds, international funds, or anything outside this category. This is by design, the program is structured for long-term passive index investing.
For a full breakdown of the best qualifying funds to use when contributions open, see our guide: Best Index Funds for Trump Accounts 2026.
Who Qualifies for the $1,000 Government Contribution
The $1,000 Treasury deposit is available to children who:
- Are U.S. citizens with a valid Social Security number
- Were born between January 1, 2025 and December 31, 2028
- Have an account opened before they turn 18
Children born before 2025 can still open a Trump Account and receive family contributions, but do not qualify for the $1,000 government seed. See our full guide: Trump Account for a Child Born Before 2025.
Nearly 6 Million Families Already Enrolled
As of the app launch on May 28, 2026, nearly 6 million families have signed up for Trump Accounts, according to the Treasury Department. This is significantly higher than earlier estimates and reflects strong early adoption since the program was announced. If you have not yet signed up and your child qualifies for the $1,000, there is still time before July 4 to enroll and receive the government contribution.
Employer Contributions: A Benefit Many People Are Missing
One of the least-discussed features of Trump Accounts is the employer contribution benefit. Employers can contribute to employees’ children’s Trump Accounts, and the first $2,500 per employee per year is excluded from the employee’s income. This is similar to how employer 401k contributions work. If your employer has not mentioned this, ask your HR department specifically whether they plan to contribute to Trump Accounts for employees’ children. A growing number of companies including BNY Mellon and BlackRock have already pledged to match the $1,000 government contribution for their employees’ eligible children.
For more on the full Trump Account program, see our complete guide: What Is a Trump Account: The Complete 2026 Guide.
Sources: U.S. Treasury Department Trump Accounts app launch announcement May 28, 2026; ABC News Trump Accounts app coverage; CNBC Trump Accounts app launch report; IRS.gov/trumpaccounts. This article is for informational purposes only.
