Money advice for the next generation
For decades, your FICO Classic score decided your mortgage. That is changing. In April 2026, the FHFA and HUD approved two newer…
Trump Accounts open for contributions on July 4, 2026, when accounts become funded, the $1,000 government seed deposits begin processing, and the…
Yes, grandparents can open a Trump Account for a grandchild, and they can also contribute to one a parent already opened. The…
If your child was born before January 1, 2025, they do not qualify for the $1,000 government seed, but that is the…
Trump Accounts restrict investments to low-cost, broad U.S. equity index funds with an expense ratio at or below 0.10%, which actually narrows…
Trump Accounts open for contributions on July 4, 2026. To open one, you file IRS Form 4547 to claim the $1,000 seed…
If your goal is paying for college, a 529 plan is usually better because education withdrawals are completely tax-free, including the growth,…
Trump Accounts open July 4, 2026. Children born 2025–2028 get a free $1,000 from the government. Here's exactly how they work, the…
Trump Account growth is tax-deferred. Roth IRA growth is tax-free. That difference costs tens of thousands over 50 years. Here's when each…
Loud budgeting means saying "I don't want to spend" instead of "I can't afford it." Here's where the trend came from and…
