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Nearly three dozen companies have pledged to match Trump Account contributions for their employees’ children. For eligible employees, this can mean $2,000 or more in free money on top of the $1,000 government contribution, before you contribute a single dollar yourself. Here is the complete list of companies that have announced matching contributions, how much each is offering, and how to find out if your employer is participating.
Why Employer Matching Matters
Treasury Secretary Scott Bessent has compared Trump Account employer matching to 401k matching: “The president foresees a day where matching contributions to Trump Accounts will be as integral to an employee benefits package as a matching 401(k).” The tax treatment makes it valuable: employer contributions up to $2,500 per year are excluded from the employee’s taxable income. An employer contributing $1,000 for your child’s account costs you nothing in taxes and adds directly to your child’s investment account.
For a child born in 2026, a scenario where the government contributes $1,000 and the employer contributes $1,000 means $2,000 is invested before the parents have added anything. At 7% average annual return over 65 years, that $2,000 grows to approximately $133,000.
Companies That Have Announced Matching Contributions
| Company | Match Amount | Details |
|---|---|---|
| BNY Mellon | $1,000 | For eligible children of U.S. employees. One of first to announce. |
| BlackRock | $1,000 | For eligible children of employees. |
| Charles Schwab | $1,000 | Matches government contribution for eligible newborn children of U.S. employees. |
| JPMorgan Chase | $1,000 | For eligible children of employees. |
| Robinhood | $1,000 | For employees’ eligible children. Also serves as tech partner for the app. |
| SoFi | $1,000 | For eligible children of employees. |
| Dell Technologies | $1,000+ | Matching contribution. Michael Dell and Susan Dell personally pledged $6.25 billion to Trump Accounts. |
| IBM | Up to $2,000 | $1,000 base match, plus additional $1,000 when parents contribute $4,000 within 24 months of birth. |
| Bank of America | $1,000 | For eligible children of employees born 2025-2028. |
| Wells Fargo | $1,000 | For eligible children of employees. |
| Mastercard | TBD | Announced participation, details pending. |
| Visa | TBD | Announced participation, details pending. |
| Coinbase | $1,000 | For eligible children of Coinbase employees. |
| Intel | $1,000 | For eligible children of employees. |
| Chipotle | $1,000 | Confirmed by spokesperson. |
| Comcast | $1,000 | Confirmed by spokesperson. |
| Nvidia | $1,000 | Confirmed by President Trump at Jan. 28 summit. |
| Uber | $1,000 | Confirmed by spokesperson. |
| Broadcom | $1,000 | Announced at Treasury summit. |
| State Street | $1,000 | Named by Treasury Secretary Bessent. |
| Charter Communications | $1,000 | For eligible employees’ children. |
| Steak ‘n Shake | $1,000 | For children of employees born 2025-2028. |
| Replit | $1,000 | For eligible children of Replit employees. |
| Continental Resources | $1,000 | Named by President Trump at summit. |
This list is updated as of May 2026. More companies are announcing participation regularly. The Americans for Tax Reform maintains a comprehensive updated list at atr.org/trumpaccounts.
Philanthropist Contributions
Beyond employer matching, several major philanthropists have pledged large contributions to Trump Accounts broadly:
- Michael Dell and Susan Dell: $6.25 billion pledged to Trump Accounts
- Brad Gerstner (Invest America): Significant contribution pledged at Jan. 28 summit
- Citi Foundation: $5 million for program awareness, enrollment support, and participation incentives
- Nicki Minaj: Pledged hundreds of thousands to distribute to fans
State and Nonprofit Contributions (Do Not Count Toward $5,000 Cap)
A key rule most people miss: contributions from nonprofit organizations and government entities (states, Tribes, localities) do NOT count toward the $5,000 annual contribution limit. Several states have announced programs to contribute to all children in their state or qualifying children. Employer contributions DO count toward the $5,000 annual limit.
How to Find Out If Your Employer Is Participating
- Check your company’s benefits portal or HR intranet for Trump Account announcements
- Email or call your HR benefits department and ask directly: “Does [Company] have a Trump Account matching contribution program for employees?”
- If your company is not yet participating, your HR team can use the information at TrumpAccounts.gov to set up a program
Many companies have not yet made public announcements but may be setting up programs internally. Asking directly is the most reliable way to find out.
The Contribution Rules for Employers
- Employer contributions count toward the $5,000 annual limit (unlike nonprofit and state contributions)
- Employer can contribute up to $2,500 of the $5,000 annual cap
- The first $2,500 per employee per year of employer contributions is excluded from the employee’s taxable income
- Contributions from employers begin July 4, 2026, same as all other contributions
For the full Trump Account guide, see: What Is a Trump Account: The Complete 2026 Guide.
Sources: Americans for Tax Reform Trump Accounts list (atr.org/trumpaccounts); CNBC employer matching report January 2026; The Hill company contributions report; Treasury Secretary Bessent January 28 summit statements. List current as of May 2026 and subject to additions. This article is for informational purposes only.
