Retirement & FIRE
Estate Planning Basics for Young Adults: The Documents You Need Now
Estate planning is not just for the wealthy or the old. If you have a bank account, investments, or people who depend…
Retirement & FIRE
Retirement & FIRE
Mega Backdoor Roth: How to Contribute Up to $70,000/Year to a Roth Account
The mega backdoor Roth lets you contribute up to $70,000/year to a Roth account through after-tax 401(k) contributions. Learn how it works,…
Retirement & FIRE
Social Security Explained for Millennials: Will It Be There When You Retire?
You pay 6.2% of every paycheck into Social Security. Will it be there when you retire? Here is what Millennials and Gen…
Retirement & FIRE
What Is a SEP IRA? The Best Retirement Account for Self-Employed People
Self-employed and need a retirement account? A SEP IRA lets you contribute up to 25% of net self-employment income, up to $72,000…
Retirement & FIRE
Roth Conversion Ladder Explained: How to Access Retirement Funds Before 59.5
Retiring before 59.5? The Roth conversion ladder lets you access your 401(k) money penalty-free. It is the key strategy for FIRE practitioners.…
Retirement & FIRE
What Is a 403(b) and How Is It Different from a 401(k)?
If you work for a school, hospital, or nonprofit, you probably have a 403(b) instead of a 401(k). Here is how it…
Retirement & FIRE
Roth IRA Conversion: When It Makes Sense and How to Do It Right
Learn when and how to convert your traditional IRA or 401(k) to a Roth IRA. Covers tax implications, the pro-rata rule, 5-year…
Retirement & FIRE
Traditional IRA vs Roth IRA: Which Is Right for You?
Disclosure: Some links on this page are affiliate links. We may earn a commission at no cost to you if you open…
Retirement & FIRE
HSA Explained: The Triple Tax Advantage Account Nobody Talks About
An HSA gives you a tax deduction going in, tax-free growth, and tax-free withdrawals for medical expenses. No other account does all…
Retirement & FIRE
Backdoor Roth IRA Explained: How High Earners Get Tax-Free Growth
The Roth IRA income limit locks out high earners from one of the best retirement accounts. The backdoor Roth is the legal…
Retirement & FIRE
The FIRE Movement Explained: How to Retire in Your 40s
Disclosure: Some links on this page are affiliate links. We may earn a commission at no cost to you if you open…
Retirement & FIRE
401(k) Explained: How to Get Every Dollar of Your Employer Match
Disclosure: Some links on this page are affiliate links. We may earn a commission at no cost to you if you open…
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