Debt
Repayment Assistance Plan (RAP): How payments work in 2026
The Repayment Assistance Plan, or RAP, is a new federal income-driven repayment plan available since July 1, 2026. Instead of basing your…
Tag: RAP
Debt
RAP vs IBR in 2026: Which student loan repayment plan is better?
Neither RAP nor IBR is automatically better in 2026. If you are eligible for both, start by comparing the actual monthly payment…
Debt
SAVE Plan ended in 2026: what happens to your payments now?
The SAVE Plan has ended, but your federal student loans do not suddenly become due in full, and missing a repayment-plan notice…
Debt
Federal student loan changes in 2026: SAVE is over and RAP is live
Federal student loan repayment changed significantly in 2026. The SAVE Plan is over. The new Repayment Assistance Plan, or RAP, and Tiered…
Debt
Does PSLF still exist in 2026? What borrowers need to know
Yes, Public Service Loan Forgiveness still exists in 2026. The basic rule is unchanged: eligible borrowers can have the remaining balance on…
Debt
Student loan repayment strategies for 2026: How to choose the right plan
The best student loan repayment strategy in 2026 depends first on whether your loans are federal or private, then on whether you…