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Repayment Assistance Plan (RAP): Payments & Forgiveness
The Repayment Assistance Plan (RAP) is the new federal income-driven repayment plan that opens July 1, 2026, setting your monthly payment at…
Tag: RAP
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RAP vs IBR: Which Student Loan Plan to Pick in 2026
Pick RAP if you want lower payments tied to your income, protection from a growing balance, and you do not mind a…
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SAVE Plan Is Ending 2026: What Happens to Your Payments
The SAVE plan is ending on July 1, 2026, and if you were in it, you need to choose a new repayment…
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Student Loan Changes 2026: SAVE, RAP & Tiered Standard
Federal student loan repayment is changing on July 1, 2026. The SAVE plan is ending, two new options take its place (the…
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PSLF in 2026: New Employer Rule & Qualifying Plans
PSLF still works in 2026, and you still reach forgiveness after 120 qualifying payments (10 years) of full-time public service work. The…
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How to Pay Off Student Loans Fast: Every Repayment Strategy Compared
The average federal student loan borrower owes about $39,547. Here is every repayment strategy compared in 2026, from the new income-driven options…