Money advice for the next generation
A Health Savings Account, or HSA, can offer unusually favorable federal tax treatment. Eligible contributions can reduce taxable income, money can grow…
Your credit score can affect the terms you’re offered when you borrow, but you don’t have one universal credit score. Different lenders…
A common rule says to save 20% of your income. I think that is a useful benchmark, but not a universal minimum.…
You do not need to buy a rental house to invest in real estate. Publicly traded REITs, REIT ETFs, private real estate…
If your income is too high to contribute directly to a Roth IRA, a backdoor Roth can provide another route: make a…
Filing taxes for the first time can look more complicated than it actually is. If you have a regular W-2 job and…
A target-date fund is an all-in-one retirement fund that automatically manages your asset allocation as you approach retirement. A good one can…
If you already have money available for long-term investing, I would generally invest it rather than deliberately hold part of it in…
A side hustle bringing in $500 to $2,000/month changes everything: faster debt payoff, bigger investments, and the freedom to quit a job…
If I were keeping an emergency fund or other cash I might need soon, I would want it earning a competitive rate…
