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All Reviews

Independent, data-driven reviews of credit cards, brokers, banks, and apps that Millennials & Gen Z actually use.

Chase Sapphire Preferred
★ 4.5 · 3x dining / 2x-5x travel rewards

Chase Sapphire Preferred

The Chase Sapphire Preferred earns 3x on dining and 2x to 5x on travel for $95/year. With the $50 annual hotel credit…

Discover it Cash Back
★ 4.6 · 5% rotating categories + first-year cash back match

Discover it Cash Back

The Discover it Cash Back earns 5% on rotating categories and then doubles every dollar of cash back at the end of…

YNAB
★ 4.7 · $600 average savings in first month

YNAB (You Need a Budget)

YNAB costs $14.99/month — more than Netflix. But users save an average of $600 in their first month and $6,000 in their…

Credit Karma
★ 4.2 · Free credit scores + monitoring

Credit Karma

Credit Karma is genuinely useful — and genuinely free. The weekly credit score updates, full credit reports, and Approval Odds feature are…

SoFi Invest
★ 4.5 · $0 commissions

SoFi Invest

SoFi Invest is three products in one app — self-directed trading, a free robo-advisor, and crypto — with zero fees and a…