Free spreadsheet templates with real formulas and step-by-step guides to take control of your money. No signup required — just click and make a copy to your Google Drive.
Google Sheets Templates
13 templates
Ready-to-use spreadsheets with real formulas. Click any template, then go to File → Make a copy to save it to your own Google Drive.
Popular
Monthly Budget
Track income & expenses with automatic 50/30/20 allocation
Popular
Debt Tracker
Snowball & avalanche payoff plans with monthly projections
Net Worth Tracker
Track assets & liabilities with automatic monthly snapshots
Savings Goal Tracker
Hit every financial target on time with progress tracking
Subscription Audit
Find and cancel wasted subscriptions to save money
Popular
Investment Portfolio
Track holdings & asset allocation with performance metrics
Side Hustle Income
Log earnings & track monthly totals by income source
Tax Deduction Tracker
Itemize vs standard deduction comparison
FIRE Calculator
30-year projection to financial independence
Paycheck Planner
Budget every paycheck with a calendar view
Wedding Budget
Plan your wedding without going broke
Travel Budget
Plan trips with daily expense tracking
Home Renovation
Track projects, expenses & contractors
Monthly Budget Spreadsheet
A complete budget template with automatic 50/30/20 allocation, expense categories, and monthly summary. Just enter your income and start tracking.
Debt Tracker Spreadsheet
List all your debts, compare snowball vs avalanche strategies, and visualize your payoff journey month by month.
Net Worth Tracker Spreadsheet
Track your assets, liabilities, and net worth over time. See your wealth grow with automatic monthly snapshots.
Savings Goal Tracker
Set multiple savings goals, track your progress, and see exactly when you’ll hit each target.
Subscription Audit Spreadsheet
List every subscription, see total monthly cost, and decide what to keep, downgrade, or cancel.
Investment Portfolio Tracker
Track your holdings, monitor asset allocation, and see total portfolio performance with automatic calculations.
Side Hustle Income Tracker
Log all your side income sources, track monthly totals, and see which hustles earn the most per hour.
Tax Deduction Tracker
Track deductible expenses throughout the year and automatically compare itemizing vs taking the standard deduction.
FIRE Calculator Spreadsheet
A detailed 30-year projection showing your path to financial independence with savings rate, investment growth, and FIRE date.
Paycheck Planner
Budget every paycheck with a calendar view. Assign bills and savings to specific pay dates so you never miss a payment.
Wedding Budget Planner
Plan your wedding without going broke. Track vendors, payments, deposits, and see budget vs actual spending by category.
Travel Budget Planner
Plan trips with pre-trip budgeting, daily expense tracking, and a packing checklist all in one spreadsheet.
Home Renovation Budget Tracker
Track renovation projects, detailed expenses, and contractor payments. Compare estimates vs actual costs.
Free Guides & Checklists
5 guides
Step-by-step guides as Google Docs. Save a copy and customize for your own situation.
Start here
Personal Finance Starter Kit
7-step checklist from budgeting to investing
Financial Checklist by Age
What to do in your 20s, 30s, 40s, and 50s+
Tax Prep Checklist
Every document you need for tax filing
First-Time Homebuyer Checklist
5-phase guide from prep to closing day
Debt-Free Action Plan
Fillable worksheet to plan your payoff strategy
Personal Finance Starter Kit
A 7-step financial checklist covering everything from budgeting to investing. Perfect if you’re just getting started with personal finance.
Financial Checklist by Age
Color-coded checklist organized by decade — what to focus on in your 20s, 30s, 40s, and 50s+.
Tax Prep Checklist
Every document you need for tax filing, software comparison, and key deadlines so you never miss a date.
First-Time Homebuyer Checklist
A 5-phase guide from pre-approval to closing day, with closing costs breakdown and first-time buyer programs.
Debt-Free Action Plan
A fillable worksheet to list all your debts, choose your payoff strategy, find extra money, and commit to a plan.