/* ==========================================================================
   Finance Pulse — design system + layout
   Organized: reset → tokens → base → layout → components → utilities
   ========================================================================== */

/* ---------- Reset (minimal, modern) ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body, h1, h2, h3, h4, p, figure, blockquote, dl, dd { margin: 0; }
ul[role="list"], ol[role="list"] { list-style: none; padding: 0; margin: 0; }
img, picture { max-width: 100%; display: block; height: auto; }
input, button, textarea, select { font: inherit; color: inherit; }
a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 2px; }

/* ---------- Design tokens ---------- */
:root {
  /* Color */
  --c-brand:      #0E7C66;
  --c-brand-dark: #0A5C4C;
  --c-accent:     #F5A524;
  --c-ink:        #0B1320;
  --c-muted:      #5B6472;
  --c-soft:       #F6F8F7;
  --c-border:     #E5E7EB;
  --c-success:    #16A34A;
  --c-danger:     #B91C1C;

  /* Typography */
  --f-body: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --f-head: "Manrope", var(--f-body);

  /* Spacing scale (8-pt) */
  --s-1: 4px;  --s-2: 8px;  --s-3: 12px;  --s-4: 16px;
  --s-5: 24px; --s-6: 32px; --s-7: 48px;  --s-8: 64px; --s-9: 96px;

  /* Radii + shadows */
  --r-sm: 6px;  --r-md: 10px;  --r-lg: 16px;
  --sh-1: 0 1px 2px rgba(11,19,32,.06), 0 4px 16px rgba(11,19,32,.06);
  --sh-2: 0 4px 12px rgba(11,19,32,.08), 0 16px 32px rgba(11,19,32,.08);

  /* Layout */
  --w-content: 720px;
  --w-wide:    1160px;
}

/* Pillar accent swap — header brand color follows category */
body.cat-investing       { --c-brand: #0E7C66; --c-brand-dark: #0A5C4C; }
body.cat-budgeting       { --c-brand: #2563EB; --c-brand-dark: #1D4ED8; }
body.cat-credit-cards    { --c-brand: #7C3AED; --c-brand-dark: #6D28D9; }
body.cat-retirement      { --c-brand: #0891B2; --c-brand-dark: #0E7490; }

/* ---------- Base ---------- */
body {
  font-family: var(--f-body);
  color: var(--c-ink);
  background: #fff;
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--f-head);
  line-height: 1.2;
  letter-spacing: -0.01em;
  color: var(--c-ink);
}

h1 { font-size: clamp(28px, 4vw, 44px); }
h2 { font-size: clamp(22px, 3vw, 32px); }
h3 { font-size: 20px; }
h4 { font-size: 17px; }

p { margin: 0 0 var(--s-4); }

a { color: var(--c-brand-dark); }
a:hover { color: var(--c-brand); }

:focus-visible {
  outline: 3px solid var(--c-accent);
  outline-offset: 2px;
  border-radius: 4px;
}

/* ---------- Accessibility ---------- */
.fp-skip {
  position: absolute; left: -9999px;
  padding: 10px 14px; background: var(--c-ink); color: #fff;
  z-index: 999;
}
.fp-skip:focus {
  left: 16px; top: 16px;
}
.screen-reader-text {
  clip: rect(1px, 1px, 1px, 1px);
  position: absolute !important;
  height: 1px; width: 1px; overflow: hidden;
}

/* ---------- Layout primitives ---------- */
.fp-container {
  width: 100%;
  max-width: var(--w-wide);
  margin: 0 auto;
  padding: 0 var(--s-4);
}

.fp-main {
  min-height: 60vh;
  padding: var(--s-5) 0 var(--s-8);
}

.fp-layout {
  display: grid;
  gap: var(--s-6);
  grid-template-columns: minmax(0, 1fr);
}
@media (min-width: 960px) {
  .fp-layout { grid-template-columns: minmax(0, 1fr) 300px; }
}

/* ---------- Disclosure bar ---------- */
.fp-disclosure-bar {
  background: var(--c-soft);
  border-bottom: 1px solid var(--c-border);
  padding: var(--s-2) var(--s-4);
  font-size: 12px;
  color: var(--c-muted);
  text-align: center;
}

/* ---------- Header ---------- */
.fp-header {
  background: #fff;
  border-bottom: 1px solid var(--c-border);
  position: sticky; top: 0; z-index: 50;
}
.fp-header__inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: var(--s-4);
  padding: var(--s-3) var(--s-4);
}
.fp-logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.fp-logo__icon {
  width: 36px;
  height: 36px;
  background: var(--c-brand);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.fp-logo__icon svg {
  width: 22px;
  height: 22px;
}
.fp-logo__text {
  font-family: var(--f-head);
  font-size: 22px;
  font-weight: 700;
  color: var(--c-ink);
  letter-spacing: -0.03em;
}
.fp-logo__text strong {
  color: var(--c-brand);
  font-weight: 800;
}

.fp-nav { display: contents; }
.fp-nav__list {
  display: flex; gap: var(--s-5);
  list-style: none; margin: 0; padding: 0;
}
.fp-nav__list a {
  text-decoration: none;
  color: var(--c-ink);
  font-weight: 500;
  padding: 6px 0;
  border-bottom: 2px solid transparent;
}
.fp-nav__list a:hover, .fp-nav__list .current-menu-item > a {
  color: var(--c-brand-dark);
  border-bottom-color: var(--c-brand);
}

.fp-search input {
  border: 1px solid var(--c-border);
  border-radius: 999px;
  padding: 6px 14px;
  width: 180px;
  background: var(--c-soft);
}

.fp-nav-toggle {
  display: none;
  background: none; border: 0; cursor: pointer;
  padding: 8px; width: 40px; height: 40px;
}
.fp-nav-toggle__bar {
  display: block; width: 22px; height: 2px;
  background: var(--c-ink); margin: 4px auto;
  transition: transform .2s ease;
}

@media (max-width: 760px) {
  .fp-header__inner { grid-template-columns: auto auto; }
  .fp-search { display: none; }
  .fp-nav-toggle { display: block; justify-self: end; }
  .fp-nav {
    display: block;
    grid-column: 1 / -1;
    max-height: 0; overflow: hidden;
    transition: max-height .25s ease;
  }
  .fp-nav[data-open="true"] { max-height: 400px; }
  .fp-nav__list { flex-direction: column; gap: var(--s-3); padding: var(--s-3) 0; }
}

/* ---------- Hero ---------- */
.fp-hero {
  background: linear-gradient(135deg, var(--c-brand), var(--c-brand-dark));
  color: #fff;
  padding: var(--s-8) 0;
  text-align: center;
}
.fp-hero__title {
  color: #fff;
  font-size: clamp(32px, 5vw, 56px);
  max-width: 20ch; margin: 0 auto var(--s-4);
}
.fp-hero__subtitle {
  color: rgba(255,255,255,.9);
  font-size: 19px;
  max-width: 55ch; margin: 0 auto var(--s-5);
}
.fp-hero__cta {
  display: flex; gap: var(--s-3); justify-content: center; flex-wrap: wrap;
}

/* ---------- Sections ---------- */
.fp-section { padding: var(--s-8) 0; }
.fp-section--alt { background: var(--c-soft); }
.fp-section__header {
  display: flex; justify-content: space-between; align-items: baseline;
  margin-bottom: var(--s-5);
}
.fp-section__header h2 { margin: 0; }
.fp-link {
  color: var(--c-brand-dark);
  font-weight: 600;
  text-decoration: none;
}
.fp-link:hover { text-decoration: underline; }

/* ---------- Buttons ---------- */
.fp-btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 20px;
  border-radius: var(--r-md);
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  transition: transform .08s ease, background .15s ease, border-color .15s ease;
}
.fp-btn:hover { transform: translateY(-1px); }

.fp-btn--primary { background: var(--c-brand); color: #fff; }
.fp-btn--primary:hover { background: var(--c-brand-dark); color: #fff; }

.fp-btn--accent { background: var(--c-accent); color: var(--c-ink); }
.fp-btn--accent:hover { background: #E89410; }

.fp-btn--ghost { background: transparent; border-color: rgba(255,255,255,.4); color: #fff; }
.fp-btn--ghost:hover { border-color: #fff; background: rgba(255,255,255,.1); }

/* ---------- Card grid ---------- */
.fp-card-grid {
  display: grid;
  gap: var(--s-5);
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
}

.fp-card {
  display: flex; flex-direction: column;
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: transform .12s ease, box-shadow .12s ease;
}
.fp-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--sh-1);
}
.fp-card__thumb { display: block; aspect-ratio: 16 / 9; background: var(--c-soft); }
.fp-card__thumb img { width: 100%; height: 100%; object-fit: cover; }
.fp-card__body { padding: var(--s-4); display: flex; flex-direction: column; flex: 1; }
.fp-card__cat {
  display: inline-block;
  font-size: 12px; text-transform: uppercase; letter-spacing: .08em;
  color: var(--c-brand-dark); font-weight: 700; text-decoration: none;
  margin-bottom: var(--s-2);
}
.fp-card__title { margin: 0 0 var(--s-2); font-size: 19px; line-height: 1.3; }
.fp-card__title a { text-decoration: none; color: inherit; }
.fp-card__title a:hover { color: var(--c-brand-dark); }
.fp-card__excerpt { color: var(--c-muted); margin-bottom: var(--s-3); flex: 1; }
.fp-card__meta { font-size: 13px; color: var(--c-muted); display: flex; gap: var(--s-2); flex-wrap: wrap; }
.fp-card__actions { display: flex; justify-content: space-between; align-items: center; margin-top: var(--s-3); gap: var(--s-2); flex-wrap: wrap; }
.fp-card--review .fp-rating { font-weight: 700; color: var(--c-accent); }

/* ---------- Article ---------- */
.fp-article { max-width: var(--w-content); }
.fp-article__header { margin: var(--s-5) 0; }
.fp-article__title { margin: 0 0 var(--s-3); }
.fp-article__meta {
  display: flex; align-items: center; gap: var(--s-2);
  color: var(--c-muted); font-size: 14px;
}
.fp-article__meta img { border-radius: 50%; width: 32px; height: 32px; }
.fp-article__hero { margin: var(--s-5) 0; border-radius: var(--r-md); overflow: hidden; }

.fp-article__content > * + * { margin-top: var(--s-4); }
.fp-article__content h2 { margin-top: var(--s-7); }
.fp-article__content h3 { margin-top: var(--s-6); }
.fp-article__content ul, .fp-article__content ol { padding-left: 1.25em; }
.fp-article__content blockquote {
  border-left: 4px solid var(--c-brand);
  padding: var(--s-2) var(--s-4);
  background: var(--c-soft);
  margin: var(--s-5) 0;
  font-style: italic;
}
.fp-article__content img { border-radius: var(--r-md); }
.fp-article__content pre {
  background: var(--c-ink); color: #F1F5F4;
  padding: var(--s-4); border-radius: var(--r-md);
  overflow-x: auto; font-size: 14px;
}
.fp-article__content code {
  background: var(--c-soft); padding: 2px 6px; border-radius: 4px;
  font-size: 0.93em;
}

/* ---------- Review template ---------- */
.fp-review__header {
  display: grid; grid-template-columns: 1fr auto;
  gap: var(--s-5); align-items: center;
  padding: var(--s-5);
  background: var(--c-soft);
  border-radius: var(--r-lg);
  margin-bottom: var(--s-5);
}
.fp-review__identity { display: flex; gap: var(--s-4); align-items: center; }
.fp-review__logo { max-width: 120px; height: auto; }
.fp-review__title { margin: 0; font-size: 26px; }
.fp-review__brand { color: var(--c-muted); font-weight: 500; }
.fp-rating--lg { font-size: 18px; font-weight: 700; color: var(--c-accent); margin-top: var(--s-2); }

.fp-review__bottom {
  padding: var(--s-4);
  border-left: 4px solid var(--c-brand);
  background: var(--c-soft);
  border-radius: 0 var(--r-md) var(--r-md) 0;
  margin-bottom: var(--s-5);
}

.fp-review__quick-facts {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: var(--s-3);
  padding: var(--s-4);
  border: 1px solid var(--c-border);
  border-radius: var(--r-md);
  margin-bottom: var(--s-5);
}
.fp-review__quick-facts span { display: block; font-size: 12px; color: var(--c-muted); text-transform: uppercase; letter-spacing: .06em; }
.fp-review__quick-facts strong { font-size: 18px; font-family: var(--f-head); }

.fp-review__proscons {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: var(--s-5);
  margin: var(--s-5) 0;
}
@media (max-width: 640px) { .fp-review__proscons { grid-template-columns: 1fr; } }

.fp-list { margin: 0; padding-left: 1.2em; }
.fp-list--pros li::marker { color: var(--c-success); }
.fp-list--cons li::marker { color: var(--c-danger); }

/* ---------- Pill / rating ---------- */
.fp-pill {
  display: inline-block;
  background: var(--c-brand); color: #fff;
  font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em;
  padding: 3px 10px; border-radius: 999px;
  margin-left: var(--s-2); vertical-align: middle;
}
.fp-rating { color: var(--c-accent); font-weight: 700; }

/* ---------- Comparison table ---------- */
.fp-comparison__title { margin: var(--s-6) 0 var(--s-3); }
.fp-comparison__wrap { overflow-x: auto; }
.fp-comparison {
  width: 100%;
  border-collapse: separate; border-spacing: 0;
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--r-md);
  overflow: hidden;
  font-size: 15px;
}
.fp-comparison th, .fp-comparison td {
  padding: 14px 16px; text-align: left;
  border-bottom: 1px solid var(--c-border);
  vertical-align: top;
}
.fp-comparison th {
  background: var(--c-soft);
  font-weight: 600;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--c-muted);
}
.fp-comparison tr:last-child td { border-bottom: 0; }

/* ---------- Review card embed ---------- */
.fp-review-card {
  display: grid;
  grid-template-columns: 140px 1fr auto;
  gap: var(--s-5);
  padding: var(--s-5);
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--r-md);
  box-shadow: var(--sh-1);
  margin: var(--s-5) 0;
}
.fp-review-card__logo img { max-width: 120px; height: auto; }
.fp-review-card__body h3 { margin: 0 0 var(--s-2); }
.fp-review-card__bottom { color: var(--c-muted); margin: var(--s-2) 0; }
.fp-review-card__proscons { display: grid; grid-template-columns: 1fr 1fr; gap: var(--s-4); margin-top: var(--s-3); }
@media (max-width: 720px) {
  .fp-review-card { grid-template-columns: 1fr; }
  .fp-review-card__proscons { grid-template-columns: 1fr; }
}

/* ---------- Newsletter ---------- */
.fp-newsletter {
  background: linear-gradient(135deg, var(--c-brand), var(--c-brand-dark));
  color: #fff;
  padding: var(--s-6);
  border-radius: var(--r-lg);
  max-width: 680px; margin: 0 auto;
  text-align: center;
}
.fp-newsletter h3 { color: #fff; margin-bottom: var(--s-2); }
.fp-newsletter form {
  display: flex; gap: var(--s-2);
  margin-top: var(--s-4); flex-wrap: wrap;
  max-width: 480px; margin-left: auto; margin-right: auto;
}
.fp-newsletter input[type="email"] {
  flex: 1 1 220px;
  padding: 12px 14px;
  border: 0; border-radius: var(--r-md);
  font-size: 15px;
}

/* ---------- FTC disclosure inline ---------- */
.fp-disclosure {
  font-size: 13px;
  color: var(--c-muted);
  border-left: 3px solid var(--c-border);
  padding: var(--s-2) var(--s-4);
  background: var(--c-soft);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  margin: var(--s-5) 0;
}
.fp-disclosure--callout {
  background: #FFFBEB;
  border-left-color: var(--c-accent);
  color: #7C2D12;
}

/* ---------- Author card ---------- */
.fp-author-card {
  display: grid;
  grid-template-columns: 96px 1fr;
  gap: var(--s-4); align-items: center;
  padding: var(--s-5);
  background: var(--c-soft);
  border-radius: var(--r-md);
  margin-top: var(--s-7);
}
.fp-author-card__avatar img { border-radius: 50%; }
.fp-author-card__body h4 { margin: 0 0 var(--s-2); }

/* ---------- Breadcrumbs ---------- */
.fp-breadcrumb { font-size: 13px; color: var(--c-muted); margin-top: var(--s-4); }
.fp-breadcrumb ol { display: flex; gap: var(--s-2); list-style: none; padding: 0; margin: 0; flex-wrap: wrap; }
.fp-breadcrumb li + li::before { content: "›"; margin-right: var(--s-2); color: var(--c-muted); }
.fp-breadcrumb a { color: var(--c-muted); text-decoration: none; }
.fp-breadcrumb a:hover { color: var(--c-brand-dark); }

/* ---------- Archive header ---------- */
.fp-archive-header, .fp-page-header {
  margin: var(--s-5) 0 var(--s-6);
}
.fp-page-title { margin-bottom: var(--s-2); }

/* ---------- Sidebar ---------- */
.fp-sidebar .widget { margin-bottom: var(--s-5); padding: var(--s-4); background: var(--c-soft); border-radius: var(--r-md); }
.fp-sidebar .widget-title { margin-top: 0; font-size: 16px; }
.fp-sidebar ul { list-style: none; padding: 0; margin: 0; }
.fp-sidebar li + li { margin-top: var(--s-2); }

/* ---------- Table of Contents ---------- */
.fp-toc {
  position: static;
  max-height: none;
  overflow-y: visible;
  padding: var(--s-4);
  background: var(--c-soft);
  border-radius: var(--r-md);
  margin-bottom: var(--s-5);
}
.fp-toc__title {
  margin: 0 0 var(--s-3);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--c-muted);
}
.fp-toc__list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.fp-toc__item + .fp-toc__item { margin-top: 2px; }
.fp-toc__item--sub { padding-left: var(--s-3); }
.fp-toc__link {
  display: block;
  padding: 6px 10px;
  font-size: 13px;
  line-height: 1.4;
  color: var(--c-muted);
  text-decoration: none;
  border-left: 2px solid transparent;
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  transition: color 0.15s, border-color 0.15s, background 0.15s;
}
.fp-toc__link:hover {
  color: var(--c-ink);
  background: rgba(0,0,0,0.04);
}
.fp-toc__link--active {
  color: var(--c-brand);
  border-left-color: var(--c-brand);
  font-weight: 600;
}
/* Hide TOC on mobile — show below 960px as collapsible or hide entirely */
@media (max-width: 959px) {
  .fp-toc { display: none; }
}

/* ---------- Pagination ---------- */
.navigation.pagination { margin: var(--s-7) 0; }
.pagination .page-numbers {
  display: inline-block; padding: 8px 14px;
  border: 1px solid var(--c-border); border-radius: var(--r-sm);
  margin: 0 2px; text-decoration: none; color: var(--c-ink);
}
.pagination .current { background: var(--c-brand); color: #fff; border-color: var(--c-brand); }

/* ---------- Footer ---------- */
.fp-footer {
  background: var(--c-ink); color: #C7D2D4;
  padding: var(--s-7) 0 var(--s-5);
  margin-top: var(--s-8);
}
.fp-footer h4, .fp-footer .widget-title { color: #fff; margin-top: 0; }
.fp-footer a { color: #C7D2D4; }
.fp-footer a:hover { color: #fff; }
.fp-footer__cols {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: var(--s-5);
  margin-bottom: var(--s-6);
}
.fp-footer__bottom {
  display: flex; justify-content: space-between; gap: var(--s-4); flex-wrap: wrap;
  padding-top: var(--s-4); border-top: 1px solid rgba(255,255,255,.1);
}
.fp-footer__legal-list { display: flex; gap: var(--s-4); list-style: none; padding: 0; margin: 0; }
.fp-footer__copy, .fp-footer__disclaimer { margin: 0; font-size: 13px; }
.fp-footer__disclaimer { margin-top: var(--s-3); color: #8A99A0; }

/* ---------- 404 ---------- */
.fp-404 {
  text-align: center;
  padding: var(--s-9) 0;
}
.fp-404 h1 {
  font-size: clamp(72px, 15vw, 160px);
  margin: 0;
  color: var(--c-brand);
}
.fp-404__lead { font-size: 22px; margin-bottom: var(--s-5); }

/* ---------- Utilities ---------- */
.fp-flex { display: flex; gap: var(--s-3); }
.fp-mt-5 { margin-top: var(--s-5); }
.fp-text-muted { color: var(--c-muted); }